A conscience would be correct
        
             
        
        
        
Answer:
apple and apricot 
Explanation:
those r the two fruits high in fat 
 
        
             
        
        
        
A risk-based AML policy would allocate time and financial resources to all of the following except the insurance companies marketing programs. 
AML : Anti-money laundering, commonly referred to as AML , is the execution of transactions with the ultimate goal of turning money received unlawfully into money earned legitimately. Even while your firm complies with the standards, this does not imply that your partners and business associates comply as well.
key pillers of AML are:
InternaL Pinternal controls
 a designated BSA officer
 ongoing training
 independent testing
 customer due diligence (CDD) 
To learn more about AML refer : brainly.com/question/26035780
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