<em>The factor that has the greatest impact on your credit score is;</em>
D. Payment history
<u>How late/early or on-time your payment is, and how much you owe, impacts your credit score. </u>
I think the correct answer is B I hope it helped
POINT. Begin your paragraph by stating your point.
EXPLANATION. Give evidence to substantiate your point.
EXAMPLE or EVIDENCE. Explaining in more detail about how and why your evidence supports your point.
LINK. Provide a smooth link to your next paragraph and/or point.
It means your someone many people can look up too
