"Whenever a financial institution analyzes an individual creditworthiness. It takes into account 3 categories:
Current Debts: It determines if an individual has any current debts and determines the amount.
Payment Capacity: It determines how much is the annual income of the individual and tries to estimate his or her monthly payment capacity after deducting amounts destined to pay existing debts.
Compliance with Payment Deadlines: It searches if the individual has had infringements regarding payment terms with the institution and any other."
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I believe your answer would be ecological succession
1. Chemical weathering
2.Biological weathering
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Answer:
It also provides an extremely stable backbone with the negatively charged phosphates pointing to the outside of the molecule. This charge aids in the attachment of other molecules to the strand of DNA. DNA double helix allows it to be stable and it won't easily destroyed.
