Xenophobia is a prejudice against people from a different country
Answer:
is this a statement or a question?
Explanation:
there's no question mark, and the way you worded it is really strange.
The correct answer is D, this is 'present perfect' tense. It is formed with the use of the verb HAVE in present simple tense (so, HAVE/HAS), and the past participle of a verb (or the third column of irregular verbs).
A cannot be correct, because then it would say - I hear.
B cannot be correct, because then it would say - I had heard.
C cannot be correct, because then it would say - I heard.
And since there is also HAVE HEARD, the correct answer has to be D.