I believe the correct answer is differential opportunity theory.
According to this theory, our social and economic environment is crucial when determining whether a person is going to have success by using either legitimate or illegitimate means. Based on Tommy's background and the actions of his parents, and those of his own, he doesn't have many legal job opportunities he can pursue.
Answer: <em>Criminal negligence</em>
Explanation:
Criminal negligence is referred to as a conduct which is considered as a deviation from what is known to be ordinarily prudent or careful individual in same situation as being incompatible with indifference to the resulting scenario or proper respect for human life. It is also known as the negligence which is considered as culpable, aggravated or gross.
Subprime mortgages were considered toxic assets because mortgages were bought by investment banks and they bundled them and sold them as securities is True.
<h3><u>Explanation:</u></h3>
Toxic assets are those which can be sold a very low price therefore not making any profit for the seller due to significant drop of value or because they aren’t in demand anymore and cannot be sold in the market. Subprime mortgages were one of the risky investments in the midst of the financial recession.
Subprime mortgages from lenders were loaned to borrowers with no assets, poor credit and sometimes not even an income and sold to investors with regular payments as security. This over securitization was one of the major cause that triggered the financial crisis in 2007-2009 and a decrease in housing demand.
The first cities developed
in the region known as Mesopotamia
between 4500 and 3100 BCE. The city of Uruk, today considered the
oldest in the world, was first settled in c. 4500 BCE and walled cities