The appropriate rider allows premium payments to be waived in the event of disability. There is usually a waiting period of 3 or 6 months once the policy owner becomes disabled before the first premium will be waived.
Long-term disability insurance plans are made to pay benefits for a longer time. The premiums are normally greater the longer the benefit term. This is why insurance companies offer optional clauses so you can customise your coverage to meet your needs. Benefit for Basic Partial Disability, If you sustain a disease or injury that affects your capacity to work but does not result in total disability, this offers partial payments. Benefit for Enhanced Partial Disability, For fee-for-service professionals and business owners, this specific Guardian rider may be especially useful. It offers benefits when you experience an income loss of 15% or more simply as a result of illness or injury.
Learn more about Disability riders here:
brainly.com/question/13120997
#SPJ4
im so sorry i need the points sorry :(
<span>In order to combat social loafing Professor Garcia could hold group members responsible for each other's part in the group and set up a system of checks and balances. The professor could also assign the lowest possible number of people to minimize wavering attitudes. The proffesor could also hold people directly responsible for specific roles on the group project and assign them individual grades.</span>
Answer:
In order to expedite his programme of unification, he appealed his countrymen to cooperate him with cash and kinds for strengthening the army. The people responded positively.