1answer.
Ask question
Login Signup
Ask question
All categories
  • English
  • Mathematics
  • Social Studies
  • Business
  • History
  • Health
  • Geography
  • Biology
  • Physics
  • Chemistry
  • Computers and Technology
  • Arts
  • World Languages
  • Spanish
  • French
  • German
  • Advanced Placement (AP)
  • SAT
  • Medicine
  • Law
  • Engineering
Fittoniya [83]
3 years ago
10

Why does an unsecured loan have a higher interest rate than a secured loan?

Business
2 answers:
salantis [7]3 years ago
6 0
The banker has a set amount he or she can say yes it ok for the loan .
after that the banker has to ask the manager then the manger has to ask people higher up so what happens is in the bank when they have to get others opinions what happens is they share the cost of the loan if not payed back as a loss to both not just one
sergey [27]3 years ago
3 0

Your answer would most likely be A.) The bank bears all the risk of the loan.

You might be interested in
Which of the following are ways in which most neo-Freudian theorists differ from Freud, according to the text
Karolina [17]

Ways that Neo-Freudian theorists differ from Freud include:

  • B) Sex is emphasized less by neo-Freudians.
  • C) Conscious processes are emphasized more by neo-Freudians.
  • D) They emphasize interpersonal relationships as the source of psychological health

<h3>How do Neo-Freudian theorists differ from Freud?</h3>

Even though they support a lot of Freud's theories, Neo-Freudian theorists often disagree with some of the former's assertions.

They for instance, do not place as much emphasis on sex and try to focus on interpersonal relationships being a source of psychological health.

Options for this question include:

  • A) They rely on a more scientific approach than did Freud.
  • B) Sex is emphasized less by neo-Freudians.
  • C) Conscious processes are emphasized more by neo-Freudians.
  • D) They emphasize interpersonal relationships as the source of psychological health.

Find out more on Neo-Freudian theorists at brainly.com/question/6314134

#SPJ1

4 0
2 years ago
g According to the CAPM, what is the expected rate of return for a stock with a beta of 1.2. when the risk-free rate is 6% and t
lys-0071 [83]

Answer:

20.40%

Explanation:

According to CAPM :

expected rate of return = risk free rate + (beta x market rate of return)

6% + (1.2 x 12%) = 20.40%

6 0
3 years ago
Which of the following scenarios describes an offer?a.Raoul asks Wendy if she would be willing to sell her first-edition copy of
storchak [24]

Answer: A -Raoul asks Wendy if she would be willing to sell her first-edition copy of War and Peace.

Explanation: An offer is a legal term used in a contract. An offer is made by an intending buyer to an intending seller regarding a product or service.

The offer is a legal question that is asked by a willing buyer if the seller of the product would consider selling it or not.

An offer can be accepted or declined by the person being made the offer.

6 0
3 years ago
An investor buys an 8% municipal bond in the secondary market on a 10% basis. The investor does not accrete the bond discount an
adell [148]

Answer: C

Explanation:

This is because although the coupon rate is devoid of federal income tax any market discount is taxed as interest income earned. So so if there is a way that they can be taxed without jeopardizing their basic Federal income tax-free status, why not? The discount can be accreted annually and tax paid, or the tax can be paid at maturity or sale date.

5 0
3 years ago
Read 2 more answers
Suppose business decision makers become more optimistic about the future and, as a result, increase their investment spending by
Art [367]

Answer:

$80 million

Explanation:

We know that

Multiplier = (1) ÷ (1 - marginal propensity to consume)

                = (1) ÷ (1 - 0.75)

                = (1) ÷ (0.25)

                = 4

Now the GDP would increase by

= Increase in  Investment spending × multiplier effect

= $20 billion × 4

= $80 million increase

We simply multiplied the investment spending increase with the multiplier effect

4 0
3 years ago
Other questions:
  • Meadow Company produces hand tools. A sales budget for the next four months is as follows: March 10,500 units, April 13,600, May
    10·1 answer
  • Assume that an economy described by the solow model is in a steady state with output and capital growing at 3 percent, and labor
    15·1 answer
  • On October 1, 2016, Concord Corp. issued $924,000, 7%, 10-year bonds at face value. The bonds were dated October 1, 2016, and pa
    15·1 answer
  • Which of the following statements is FALSE?A. Financial ratios help compare over time companies of different sizes and industrie
    11·1 answer
  • Block Island TV currently sells large televisions for $380. It has costs of $290. A competitor is bringing a new large televisio
    7·1 answer
  • James, a store manager, works at Fresco LLC. His store is located in the traditional downtown financial business area in the cit
    7·1 answer
  • At December 31, 2017 Sheridan Company had 294000 shares of common stock and 9500 shares of 6%, $100 par value cumulative preferr
    11·2 answers
  • Gibson Valves produces cast bronze valves on an assembly​ line, currently producing 2000 valves per shift. If the production cha
    13·1 answer
  • A company decides to introduce a line of crackers made with organically grown grains and vegetables. What environmental trend is
    7·1 answer
  • The function f(x) = 2,000(1 + )12t models the balance in a savings account.
    9·2 answers
Add answer
Login
Not registered? Fast signup
Signup
Login Signup
Ask question!