Huh? I don’t understand your question... please be more specific so we can help you
A basic savings account is a type of account that typically has a very high liquidity, low or no interest, and low minimum balance. Although it only has low interest rates, you can easily check your balances or the amount you have. Hope this helps! (sorry I'm so late!)
There should be a place on the Xbox where you can download games. Go there and type in overwatch.
Hope this helped!