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Because it can induce osmosis.
The best solution for intravenous in most condition is isotonic because it will not upset the oncotic pressure of the blood. If you use hypertonic or hypotonic solution, the oncotic pressure can be altered and causing osmosis happen to the cell. The osmosis can cause injury to the cell as its water content will be changed.
Ribosomes, mitochondria, ER and chloroplast.
A cell membrane has consists of phospholipids. They are lipids with a phosphate group such as (PO3/4). They are hydrophilic meaning that they allow water to pass through proteins well some at least- but it might be needed to move molecules throughnthe membrane as well. But basically it's just a composed bilayer of phospholipids with hydrophobic acid tails so that they could all meet with one another. The form complexes into function to describe or to identify the cells to anothers cells.
Hope this helps.