... Maria was in the hospital for five days, recovering from a stroke. The bill she received for her hospital stay broke down th
e charges for room, lab fees, meals, and nursing care. However, her insurer paid a flat daily rate and she was left responsible for paying the remaining charges. What type of insurance does Maria have?
Hospital indemnity insurance is described as one of the different "supplemental insurance plans" that is being designed to pay for an individual's hospital admission costs that might not be provided by any other insurance. The hospital indemnity insurance plan generally covers different employees who are being admitted to a particular ICU or hospital for a well-defined injury or sickness.
In the question above, Maria has "hospital indemnity insurance".
