opportunity cost describes andy's time
<h3>What is
opportunity cost?</h3>
The opportunity cost of a specific activity option in microeconomic theory is the loss of value or benefit that would be experienced by engaging in that activity, as opposed to engaging in an alternative activity that offers a higher return in value or benefit.
The value of the next best alternative or option is referred to as the opportunity cost. This value may or may not be monetary. Value can also be measured using other criteria such as time or satisfaction. One formula for calculating opportunity costs may be the ratio of what you give up to what you receive.
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Answer:
Correct answer here is: Support those borrowing credit.
Explanation:
The attempt by governments all over the world, and especially in the United States, to regulate credit and the lending of money by financial institutions to individuals began in earnest during the 1960´s, and in the U.S, this became real with the passing of the Consumer Credit Protection Act, of 1968. However, never before was credit lending more controlled and protected than after the crisis of 2008, when the world almost faced a recession so severe, that it made experts believe the world was headed for a new Great Depression. The reason for this crisis was the immense mortgage bubble that was created, especially in the U.S, and the imminent scenario of financial institutions lending credit to people at really high risks, without employment, and without any backups. There was no control over these credits and both individuals and financial institutions embarked on a circle of lending and debt that led several of these institutions to bankruptcy. Because of this, in 2010, a new consumer protection act was passed to seek financial stability. With it, and for the first time, the U.S government took severe regulatory measures and put financial institutions under control, in order to protect consumers and prevent institutions from lending without certain limitations.
One study found that delaying school start times by <u>30 </u>minutes was linked to improvements in adolescents' sleep, alertness, mood, and health.
Lack of sleep in teenagers has been associated with several unfavorable outcomes, including poor mental and physical health, behavioral problems, and impaired academic performance.
However, most high school students don't get enough sleep. In order to alleviate adolescents' lack of sleep, policy reforms to postpone school start times have been proposed.
These adjustments might improve academic performance, reduce risky behavior, and maintain or improve health for students.
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Answer:
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