No. The loan repayments begin after graduation
I believe the answer is: Double depression
Double depression refers to a chronic disorder that caused a person to has a really low mood accompanied with depressive thought. This type of depression would make the victim to be have very little sense of self worth and would constantly be in low energy level.
Encouraging free trade between countries and helping countries negotiate trade conflicts are two most important jobs of the World Trade Organization. Most countries in the world are members of the said organization.
The answer would be letter D. World Trade Organization.