Answer:
(1). Secured loans
Collateral is generally required for secured loans. Secured loan are those for which the borrower, along with a promise to repay, puts up some asset (collateral) as surety for the loan. A secured loan instrument simply means that in the event of default, the lender can use the asset to repay the funds it has advanced the borrower. The risk of default on a secured loans tends to be relatively low since the borrower has so much more to lose by neglecting his financial obligation. Secured loans financing is typically easier for most consumers to obtain. As this type of loan carries less risk for the lender, interest rates are usually lower for a secured loan.
(2). Higher interests rates.
People who get loans but are considered a risk to fully repay them, often get higher interest rate. Because the risk to the lender is increased relative to that of secured debt, interest rates on unsecured debt tend to be correspondingly higher. However, the rate of interest on various debt instruments is largely dependent on the reliability of the issuing entity. An unsecured loan to an individual may carry astronomical interest rates because of the high risk of default.
(3). Higher total payment.
An unsecured loan to an individual may carry astronomical interest rates because of the high risk of default. Lenders issue funds in an unsecured loan based solely on the borrower's creditworthiness and promise to repay. Unsecured loan has no collateral backing, It involves no security, Hence, If the borrower defaults on this type of debt, the lender must initiate a lawsuit to collect what is owed.
To maintain good relations between British and Native Americans
Answer:
The British government took away the Company's monopoly in 1813, and after 1834 it worked as the government's agency until the 1857 India Mutiny when the Colonial Office took full control. The East India Company went out of existence in 1873.
Explanation: Google it
The answer is a sweeping generalization. It is applying a
general rule to a specific occasion without appropriate evidence. While the
opposite of the sweeping generalization is hasty generalization is applying a
specific rule to a general situation without proper evidence.
According to the lecture, all terrorists, from low-level foot soldiers to high-level leaders, engage in terrorism for the same reasons. This statement is False.
<h3>What is terrorism?</h3>
- Terrorism, in its broadest sense, is the use of violence and fear to achieve an ideological aim.
- The term is used in this regard primarily to refer to intentional violence during peacetime or in the context of the war against non-combatants (mostly civilians and neutral military personnel).
- The terms "terrorist" and "terrorism" originated during the French Revolution of the late 18th century but became widely used internationally and gained worldwide attention in the 1970s during the Northern Ireland conflict, the Basque conflict, and the Israeli–Palestinian conflict.
<h3>Who is a soldier?</h3>
- An army member is referred to as a soldier.
- An officer, non-commissioned officer, or conscripted or volunteer enlisted person are all considered soldiers.
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