Answer:
A. True 
Explanation:
Large commercial and retail banks have been choosing to increase the amount of excess reserves they hold in the Federal Reserve, and this has caused an increase in the money multiplier and the money supply. 
This is true as an increase in the Federal reserves would lead to increased room for loan and lending facilities which would also help increase the money supply of the populace.
 
        
             
        
        
        
<span>c. no competition.is the answer</span>
        
             
        
        
        
I inferred want to know more about free trade agreements.
<u>Explanation:</u>
Put simply, a <u>free trade agreement</u> occurs between two or more countries, in which the agreement removes barriers of trade (imports and exports) between the Countries.
For example, if country A sells shoes to country B, <em>under</em> a free trade agreement there will be no government tariffs imposed by country B on the goods imported from country A.
 
        
             
        
        
        
Gross income is the total amount of income before any deductions. 
In this case, you would add Edna's salary, commission, and earned interest. 
For adjusted gross income, you would subtract payment to retirement and withdrawal from the GROSS INCOME you calculated previously