Three would fit cause 3 times 12 is 36 and 4 times 12 is 48 which would be too big
We want to multiply

by

.
The numbers are written in scientific notation. So we expect the answer also to be in scientific notation.
the multiplication of the 10's, using the exponents rule is :

the multiplication of the other 2 numbers is:

(we write the number so that it has only one digit to the left of the decimal point).
Thus,

Answer:
The answer is $14 because 65% of $40 is 26 and 40-26=14
Multiplicity of -2 is your answer
hope this helps