For this case we have the following polynomial:

To answer the question, what we must do is rewrite the polynomial in its standard form.
We have then that the polynomial will be given by:

Therefore, we have the ordered polynomial in descending form of exponents.
Therefore, the second term of the polynomial is:

Answer:
The second term of the polynomial is given by:

Interest earned in a month
(1.5/100) * 6000
90
Number of months in 4 years
12*4
48
So the interest earned in 4 years
90*48
4320 dollars
sumalee has 16 friends because she gave away 32, if you divide 32 by 2 its 16 cuz thats how many she gave away to each person
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