Bonds
IOUs from government - buy a piece of paper from government with promised interest rate - money goes to help government with task or project - most famous ones are for war.
Reserves
what the bank holds on to - does not loan out
Creditworthy
deemed acceptable by bankers - viewed as low risk in borrowing money.
Risk
chance you take that investment will or will not work out; also can be chance you take in anything like possibility of being injured or getting sick.
Claim
when you explain to insurance company about what happened
Premium
Monthly payment to have insurance coverage
Purchasing Power
strength or value of money - affects how much you can buy
Credit
act of or status from borrowing money or taking out loan from financial institution (not from friends or family)
Portfolio
list of investments
Installment Plan
breaking something into multiple payments so that large sum not due at once
Mutual Funds
money pooled or collected from multiple investors to purchase securities or investments
Insurance
coverage for 'what if' - helps split risks among multiple people
Deductible
what must be paid out of pocket before insurance company will cover costs.
Credit Union
non-profit member run financial institution
Interest
percentage charged on top of a loan
Answer:
Cabo San Lucas
Explanation:
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Answer:
c.The result is based on either a percentage of sales or an analysis of receivables
Explanation:
Generally, companies will choose between two approaches under the allowance method.
Percentage of Sales: Using historical data, a company examines the relationship between sales and uncollectible accounts receivable. If there is a fairly stable relationship between the two, a company will use the historical Uncollectible Accounts / Credit Sales ratio to estimate the bad debts expense in the current period.
This method is sometimes referred to as the income statement approach.
Percentage of Accounts Receivable: Using historical data, a company examines the relationship between accounts receivable and uncollectible accounts. Companies will oftentimes increase the accuracy of these estimates by looking at their aging schedule for patterns, rather than using a composite (or total) of their receivables
This method is sometimes referred to as the balance sheet approach
Answer: Inattentional blindness
Explanation: Simply this phenomenon occurs due to the perceptual preoccupation with certain subjects, in this case white shirts, which is why they do not see certain phenomena, although they are within the field of view of the participants. That is why this blindness is also called perceptual blindness. In other words, participants' perceptions were influenced by being told to focus only on white shirts, and their perception was somehow "directed". Because of this, half of the participants did not see man wearing the black gorilla costume, if he was in some white costume, the participants would probably have seen him.