Your sentence could be anything like:
"<span>Instant </span>prescreen<span> allows banks to offer products that are tailored to each customer"
Hope this helps!</span>
Answer:
I do not know about your chapter or story but i am guessing he's the hero ,protagonist or some kind of main character
Explanation:
#1, as a “drop” is just a small amount to the whole bucket in this metaphorical sentence. So it’s too small to make a difference because just $20 will not help much with running a entire magazine company/printing