Answer:
October 2015, the CFPB issued the 2015 HMDA Rule implementing the Dodd-Frank Act amendments to Regulation C
Explanation:
That the government's powers comes from the people.
Yes, people do live there. It is in modern day India.
Answer: a Steam Locomotive.
<h2>What is a Steam Locomotive?</h2>
"<em>A steam locomotive is a type of railway locomotive that produces its pulling power through a steam engine."</em>
<h2>What is the Tom Thumb?</h2>
"<em>Tom Thumb was the first American-built steam locomotive to operate on a common-carrier railroad."</em>
-Edge