The correct answer is: B. A personal budget
Explanation: A personal budget allows a consumer to compare how much money they are spending v. how much money is coming in.
Guilds:<span>Professional organizations of merchants or artisans
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Curtsey :an act of respect in which women slightly bow down
<span>Dowry: money, goods, and property that a woman brings to her husband in marriage
</span><span>. mercantile: a word relating to trade, merchants, and their characteristics</span>