I think the the phrase you are looking for is "ask questions".
These questions can take the form of a research question or a hypothesis (which is not a question but rather a claim that can be tested).
the answer is A) (rolling hills is widespread in both northen and southern europe)
Answer:
Weathering and rain can slowly chip off minerals and pieces of material. For example: When it rains enough a rock may turn into sand because of it being broken down so much.
Explanation:
The correct answer is D) by ensuring lenders comply with the law.