I believe the correct answer would be Japan.
Banks lend this money to other customers, and they charge an interest on those loans, that will be the source of their profit. This is the main mechanism of the banking business models.
However, banks need to be cautious and keep a percentage of the deposits as liquid reserves (sometimes they are even forced by law to limit to a certain %), in case those customers who have deposited their money in checking and saving accounts want to withdraw some.
Explanation:
Human resources development is important because it is an investment in one's employees that will ultimately result in a stronger and more effective workforce. When an organization develops their employees, they are strengthening their assets and making these employees even more valuable.
The main focus of the activities of my staff will be on how teens can have acceptable behaviors which can be used for nation building and how they can contribute positively to the nation.
Youths will be engaged in several programs within the community. These programs will recognize their strengths, and help shape them for the future.
Youths will be taught about the importance of good behaviors and the negative effects of bad behavior in the society to enable them understand that only good behavior are essential for their development as an individual and as a nation as a whole.
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Answer: Clarence
Explanation:
Clarence is an ethics of intellectual property rights, obtaining permission before the use of an item.
