if the discount (or interest) rate is positive, the future value of an expected series of payments will always exceed the present value of the same series
True
What is a discount(or interest) rate?
An interest rate is the rate of return the present value of the series can over as an interest over the investment time horizon.
On the premise that the interest rate is positive, it means that there would positive value-added over the investment period which increases the present value to ensure that the future value exceeds the present value
In other words, a positive discount or interest ensures a higher future value
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Joe is a new broker. He will be required to reconcile his escrow account monthly. 
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Who is a broker?</h3>
- In order to earn a commission after the trade is completed, brokers organize transactions between buyers and sellers.
- Brokers that take on dual roles as buyers or sellers are considered primary parties to the transaction.
- Neither function should be mistaken with that of an agent, who represents the principal party in a transaction.
- An impartial party whose services are often used in several businesses is a broker.
- The main duty of a broker is to connect buyers and sellers; as a result, the broker acts as a neutral intermediary between a buyer and a seller.
- A real estate or stockbroker who helps in the sale of a property would be an example.
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Answer:
C.social needs.
Explanation:
Maslow's hierarchy of needs is a motivational theory that goes through five forms of needs set out below: 
1. Physiological needs: These are the survival needs i.e. food, clothing, house, air
 2. Security needs: This need covers human, financial, etc. protection and security 
3. Social needs: These needs represent an person being or not involved in social groups. It makes the person not feel alone, lonely, etc. 
4. Awareness needs: Awareness needs are the recognition he or she receives 
5. Self-actualization needs: As the name suggests, it is self-actualizing in order to let the person know about his or her abilities.
So according to the given options, the most appropriate option is C. as it shows the social needs i.e loneliness, alone, etc