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agasfer [191]
3 years ago
11

A bank creates money when it: a. gets new checkable deposits which the depositor formerly held as cash. b. gets more excess rese

rves because of a decrease in the required reserve ratio. c. makes a loan from its excess reserves. d. has a loan paid off, which creates excess reserves for the bank. e. holds back excess reserves because of an increase in the required reserve ratio.
Social Studies
1 answer:
lawyer [7]3 years ago
6 0

Answer:

<h2>C. Makes a loan from its excess reserve ratio. </h2>

Explanation:

Money is created by the government when it decides to print it but banks can also create money, but they do  not print it. When a dollar is deposited in the bank account its total reserve increases. It keeps some of the required reserves and loans the excess reserves out.  And this “ Loan” increases the money supply. This is how money is created by the bank and it increases the money supply. Maximum change in the money supply can be predicted by the money supplier.

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There are three main types of rocks: sedimentary, igneous, and metamorphic. Each of these rocks are formed by physical changes—such as melting, cooling, eroding, compacting, or deforming—that are part of the rock cycle.

Sedimentary Rocks

Sedimentary rocks are formed from pieces of other existing rock or organic material. There are three different types of sedimentary rocks: clastic, organic (biological), and chemical. Clastic sedimentary rocks, like sandstone, form from clasts, or pieces of other rock. Organic sedimentary rocks, like coal, form from hard, biological materials like plants, shells, and bones that are compressed into rock.

The formation of clastic and organic rocks begins with the weathering, or breaking down, of the exposed rock into small fragments. Through the process of erosion, these fragments are removed from their source and transported by wind, water, ice, or biological activity to a new location. Once the sediment settles somewhere, and enough of it collects, the lowest layers become compacted so tightly that they form solid rock.

Chemical sedimentary rocks, like limestone, halite, and flint, form from chemical precipitation. A chemical precipitate is a chemical compound—for instance, calcium carbonate, salt, and silica—that forms when the solution it is dissolved in, usually water, evaporates and leaves the compound behind. This occurs as water travels through Earth’s crust, weathering the rock and dissolving some of its minerals, transporting it elsewhere. These dissolved minerals are precipitated when the water evaporates.

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Metamorphic rocks are rocks that have been changed from their original form by immense heat or pressure. Metamorphic rocks have two classes: foliated and nonfoliated. When a rock with flat or elongated minerals is put under immense pressure, the minerals line up in layers, creating foliation. Foliation is the aligning of elongated or platy minerals, like hornblende or mica, perpendicular to the direction of pressure that is applied. An example of this transformation can be seen with granite, an igneous rock. Granite contains long and platy minerals that are not initially aligned, but when enough pressure is added, those minerals shift to all point in the same direction while getting squeezed into flat sheets. When granite undergoes this process, like at a tectonic plate boundary, it turns into gneiss (pronounced “nice”).

Nonfoliated rocks are formed the same way, but they do not contain the minerals that tend to line up under pressure and thus do not have the layered appearance of foliated rocks. Sedimentary rocks like bituminous coal, limestone, and sandstone, given enough heat and pressure, can turn into nonfoliated metamorphic rocks like anthracite coal, marble, and quartzite. Nonfoliated rocks can also form by metamorphism, which happens when magma comes in contact with the surrounding rock.

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Igneous rocks (derived from the Latin word for fire) are formed when molten hot material cools and solidifies. Igneous rocks can also be made a couple of different ways. When they are formed inside of the earth, they are called intrusive, or plutonic, igneous rocks. If they are formed outside or on top of Earth’s crust, they are called extrusive, or volcanic, igneous rocks.

Granite and diorite are examples of common intrusive rocks. They have a coarse texture with large mineral grains, indicating that they spent thousands or millions of years cooling down inside the earth, a time course that allowed large mineral crystals to grow.

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Extrusive igneous rocks can also have a vesicular, or “holey” texture. This happens when the ejected magma still has gases inside of it so when it cools, the gas bubbles are trapped and end up giving the rock a bubbly texture. An example of this would be pumice.

 

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