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4 years ago

Under the Electronic Fund Transfer Act, which two banking practices are part of the consumer’s responsibility?

Business

2 answers:

ella [17]4 years ago

7 0

The correct choices are;

<u>"A. knowing rights and responsibilities relating to money transfers </u>

<u>C. notifying the bank of lost credit or debit cards".</u>

The Electronic Funds Transfer Act is a government law that secures shoppers occupied with the exchange of assets through electronic techniques. This incorporates the utilization of charge cards, computerized teller machines and programmed withdrawals from a financial balance. The demonstration likewise gives a methods for rectifying exchange blunders and restricts the risk from any misfortunes because of a lost or stolen card.

Ivenika [448]4 years ago

7 0

I believe the answer is:

A. knowing rights and responsibilities relating to money transfers

C. notifying the bank of lost credit or debit cards

Disposing credit card report is advised in order to ensure that your card would stay unusable after you no longer need it, but it never become an obligation in any way. And testing the networks is the obligation of the credit card issuer, not the consumer.

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Maxene Raices discusses how Wilson Learning runs training with virtual teams, where team members may be spread out all over the

Paul [167]

Answer: e. Web 2.0 learning

Explanation:

With Web 2.0 learning there are so many online based software that allow users to do things like creating documents, content and the like.

It is a more social web where people can participate more and it's benefits in Education cannot be overstated because it offers services that are more empowering, engaging, and that foster more social, community-driven lines of inquiry and practice.

With this innovation, teachers can talk to students anywhere in the world and they can join groups, have discussions and the like.

A lot of Institutions use such software now to keep their students in the loop.

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6 0

4 years ago

Read 2 more answers

Parcel Corporation expects to pay a dividend of $5 per share next year, and the dividend payout ratio is 50 percent. If dividend

chubhunter [2.5K]

Answer:

The present value of growth opportunities is $23.08

Explanation:

First, we need to calculate the price with growth

Stock Price = Expected Dividend / ( Required rate of return - growth rate )

Where

Expected Dividend = $5

Required rate of return = 13%

Growth rate = 8%

Pacing values in the formula

Stock Price = $5 / ( 13% - 8% )

Stock Price = $100

Now determine the expected EPS

EPS = Dividend / Payout ratio

Where

Dividend = $5

Payout ratio = 50%

Placing values in the formula

EPS = $5 / 50%

EPS = $10

Now calculate the present value of growth opportunity

PV of Growth opportunity = Price with growth - ( EPS / Required rate of return )

Where

Price with growth = $100

EPS = $10

Required rate of return = 13%

Placing value in the formula

PV of Growth opportunity = $100 - ( $10 / 13% )

PV of Growth opportunity = $100 - $76.92

PV of Growth opportunity = $23.08

5 0

3 years ago

Masters Corp. issues two bonds with 20-year maturities. Both bonds are callable at $1,050. The first bond is issued at a deep di

I am Lyosha [343]

Answer:

Explanation:

The YTM of the bond at par value is equals to its coupon rate, 8.75%. Other things being equal, this 4% coupon rate bond will be more eye-catching as the coupon rate is lower than the current market yields, and its price is far below the call price. So, if yields drop, capital gains on the bond will not be restricted by the call price.

If an investor foresees that yields will fall considerably, the 4% bond proposes a better expected return.

Implicit call protection is offered in the sense that any likely fall in yields would not be nearly enough to make the firm consider calling the bond. In this sense, the call feature is almost irrelevant

3 0

3 years ago

Kate Company purchased a tractor at a cost of $120,000. The tractor has an estimated salvage value of $20,000 and an estimated l

Irina18 [472]

Options :

A) Straight-line

B) Units-of-production

C) Double-declining-balance

D) All methods produce the same expense in 2017

Answer:

C.) Double declining balance

Explanation:

Given the following:

Cost of tractor = $120,000

Salvage value = $20,000

Estimated life = 8 years or 12000 hours of operation

Purchase date = January 1, 2016

2016 usage = 2400 hours

2017 usage = 2100 hours

Depreciation Expense :

Using the straight line Depreciation :

(120,000 - 20,000) / 8 = 100,000 / 8 = $12,500

Double declining balance :

(100%)/8 = (0.125) * 2 = 0.25

0.25 * 120,000 = 30,000

Unit of production:

(120,000 - 20,000) * (2100 / 12,000)

= 100,000 * 0.175 = $17500

5 0

4 years ago

The main functions of human resource management can be categorized into ... A. Line function, management functions, and employee

babymother [125]

Answer:

C. Staff functions, line functions, and coordination functions

Explanation:

Human resource management functions may be classed into : line functions which involves the segment charged with the transition of an organization directly into its daily operational activities such as production, selling marketing and other customer service activities. The Staff functions of the human resource Management refers to advisory support on various activities of the organization which has to do with staffing, recruitment.

Coordination function involves the implementation of strategies which ensures synergy between various departments ensuring the adopting of best strategy to ensure maximum output.

5 0

3 years ago