If the problem is 3(15x - 17), none of those expressions are correct. You would multiple the 3 to each term (hence the "distributive" part) to get 45x - 51.
So, he has a dream to go to Iceland sometime. He would need to deposit a minimum of $203/month. To get this answer we need to take 20409 ÷ 180 (180 is the amount on months in 15 years.) And multiply that by the equanimity equation (y=2/5=6)