It will take 5 months and the payments will be as follows:
Month 1: $375 to Mini and $3.15 to Murk
Month 2: $375 to Mini and $3.15 to Murk
Month 3: $165.58 to Mini and $209.42 to Murk
Month 4: $375 to Murk
Month 5: $87.36 to Murk
-(1.5) -1,-1/2 ,2.5,3
Least. Greatest
A: Multiply by 12
The 1/2 is already multiplied by the bh, so in order to "undo" that multiplication, you have to do the opposite, which is to divide.