The only element among these that are to be used in a formal letter are complex sentences.
As a matter of fact, idioms, contractions, and cliches should be avoided because they are very informal.
Answer:
The answer is A
“‘Any of us can move across it... I argue that we all have the capacity for love and evil — to be Mother Theresa, to be Hitler or Saddam Hussein.’” ( Paragraph 3
Explanation:
Medical insurance.
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