I would say HMO. The reason is it says SELECTED physicians. An HMO is an in network where you can only go to certain doctors and facilities. In return the doctors receive a little less than what they would originally be paid by other insurances. PPO's you can go to any doctor you want, however the insurance may not cover as much. Hope this helped. I would go with HMO.
Your brain becomes more sensitive
The line of immune defense that was broken was the skin. It might not look helpful but it's a very important part of the body.
I would say C
hope this helps:))