Question

Which of the following are limitations of HMO plans? (Select all that apply.)

Answer 1

B)limited number of healthcare providers
&
c) limited coverage for healthcare services

Answer 2

Answer:

The best answer choices for question: Which of the following are limitations of HMO plans, would be: B: Limited number of healthcare providers, and C: Limited coverage for healthcare services.

Explanation:

An HMO, is known as a Health Maintenance Organization and it is the basic coverage plan offered by insurance companies to people to ensure their healthcare coverage. There are several benefits to this system of healthcare, including lesser deductibles, However, one issue with them is that those covered require the attendance of a PCP, or primary care physician for most of their needs, and they cannot ask for specialists unless authorized by the PCP. Also, they have lesser access to certain services, unless they have out-of-pocket expenses covered. This is why the answer is B.