In terrestrial ecosystems, primary producers constitute the great biomass, and they are often large such as trees. However, the primary producers in marine ecosystems is a direct contrast to the primary producers in land. The dominant primary producers in the ocean are the phytoplankton which are microscopic. Land primary producers are bigger because biomass is highly conserve like in woody plants. While the marine primary producers are involved in a lot of process either by consumers or reducers. As a result, they are smaller.
Answer: B. An insured borrows money from the bank and makes a collateral assignment of a part of the death benefit to secure the loan.
Explanation:
A collateral assignment allows a person to use their life insurance policy as collateral when taking out a loan. It is therefore based on a life insurance policy ownership, but isn't one itself.
It works by allowing the creditor to be able to get back whatever is owed to them when the debtor dies by claiming it from the proceeds of the debtor's life insurance policy.
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