The correct option is A.
A loan word refers to a word from another language that was adopted by the speakers of a particular language. Loan words usually filter into other languages when people from different cultures and language mix together. For instance, the word 'animal as used in English language was borrowed from the people of Algonquin.
It would be considered a fact if there is a law against it.
Answer is this
D-the author is speculating but not proving concrete evidence
I think for the salvation. i think ( is it correct)
Well you start a paragraph with an open ending question so ask about the character then answer that question and do the same for the other one and then compare or explain why they are the main characters and how they contribute to the book