If there is a 0.05 chance of there being and earthquake subtract 0.05 from 1 to find out what the chance of not having an earthquake it. Since probability is a fraction out of a whole percentages can be used to find the answer.
Here is one way I learned from teacher take 267 and ÷ by 3 and there are three part and if you do it right you might have a left over so and take one of those three ÷ and see how much you have left and × it by 2