1. Doing a better job than rivals by performing value chain activities more cost-effectively.
2. Revamping the overall value chain to eliminate or bypass cost-producing activities.
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X=-3.5 is the answer if you are allowed to have negatives as your answer
The main thing Vinnie did wrong was have multiple credit cards, and it say sin the question 'had fun with them' he probably did not monitor how much money he was spending.
Answer:cost of investment/annual net cash flow
Explanation: