Answer:
The Western settlers need loans from banks to start a new beginning through ranching and farming.
Explanation:
The availability of fertile land in the West drove the white Americans to develop ranch and farm. Some of the settlers began to take loans from banks to buy land and cattle.
<span> "Rip Van Winkle slept through the American Revolution. King wanted to stir his audience to not sleep through the revolution he was leading."
source: </span>http://gicoaches.com/rip-van-winkle%E2%80%99s-leadership-lesson-from-martin-luther-king/