While a credit card is usually better for short-term debt, a personal loan is often ideal for people who need more time to repay. Then again, which option is best for you may boil down to how much interest you'll pay, too.
Answer:
when the interest rate is 0% or lower than a loan.
Step-by-step explanation:
depends on what your talking about
28 percent............
Answer: or
.
The answer is and