He will temporarily have less money in his bank account.
Explanation:
Philip will have less money in his bank account at this time because he is considering modifying his motorcycle that costs approx $600, but his bike older and he also understands that he required a new bike in the next two years.
So, he decided to make an analysis table according to his choice and after that, he examines that if he tailored his bike at this time then he has a shortage of money at the time of purchasing a new bike.
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