Question

H is 65 and enrolled into Part A of Medicare. Three months into enrollment H applies for a Medigap Plan A. Which of the following is most likely to happen?
A: The insurer will deny the application.
B: The insurer will give full coverage.
C: The insurer will rate the policy.
D: The Federal Government will have the final say.

Answer 1

Answer:

The correct answer is A: The insurer will deny the application.

Explanation:

A Medicare Supplement insurance plan is a health insurance which is used to cover the extra cost that is not paid by medicare part A and part B. The different part of medicare is part A, part B, part C, part D.

In this case, the insurer will deny the application of H because H does not fulfill the eligibility for the enrollment in Medigap. For enrollment, H must have part A and B Medicare and 6 months to enroll. The enrollment period begins from the month you get 65 or older. So the right is A.