I would go with -15 that’s what I came up with
 
        
        
        
Answer: 
Monthly payment = $18325.6
Step-by-step explanation:
From the question, 
P = 14000 
t = 4 years
R = 6.75%
To calculate the monthly payment for this loan, let's use the below formula 
Amount = P( 1 + 6.75%/12)^4×12
Amount = 14000(1.005625)^48
Amount = 18325.633 dollars 
Monthly payment = $18325.6
 
        
             
        
        
        
Answer:
1 1/2
Step-by-step explanation:
Turn 8 1/4 into 33/4 
Then multiply 33/4*2/11 to get 66/44 then simplify to 1 1/2
 
        
                    
             
        
        
        
The 70th term is 277
Hope this helps
        
             
        
        
        
Your answer will be 0.67
Hope this helps