Since the mid 20th century there has been a series of treaties and multilateral agreements between European countries which have led to the European Union as we know it today.
It all started as a commercial agreement to remove trade barriers for specific goods, and in 1951 the European Coal and Steel Community was created. The next step was the constitution of the European Economic Comunity (EEC) for free trade and the EURATOM Treaty to reach an agreement about nuclear energy. So far, the agreements only work towards economic integration.
But in was in 1992, in the Maastricht Treaty or Treaty of the European Union where the monetary union was designed, and also the fundamentals of the political integration of this club of countries, such as the citizenship and the common foreign and internal affairs policy. The Parliament started to have decision power.
In 1997, the treaty of Amsterdam reformed the institutions for the arrival of new countries, and the same did the Treaty of Nice whose purpouse was to enable proper functioning with 25 member states.
The last agreement was the Treaty of Lisbon in 2009, with the objective of making the Union more democratic, giving more power to the supranational institutions and deciding which issues were left to each countries goverment and which others should be decided by the UE institutions. Nowadays the UE is formed by 28 states.
D. Laws or principles made by a society and its government.
Answer:
III. Concept maps help you record connections between ideas and sources.
IV. Concept maps are visual organizers of ideas.
Explanation:
A concept map is a graphical visualization tool in which knowledge (abstract ideas) are organized by using boxes or circles having specific colors, and the relationships between these abstract ideas are illustrated by connecting either arrows or lines.
In a concept map, the boxes or circles represents concept while the arrows or lines represent the relationship between them. The concept map was designed and developed in 1972 by Joseph D. Novak.
Hence, the following statements are true and correct about the concept maps;
1. Concept maps help you record connections between ideas and sources.
2. Concept maps are visual organizers of ideas.
3. Concept maps are helpful when synthesizing information for both academic research and non-academic purposes.
4. Concept maps are not generally included in a final paper.
<em>Generally, concept maps help users to enhance their critical thinking skills, improves reasoning, identify and visualization of priorities, enhance high-order understanding etc.</em>
Answer:
Correct answer here is: Support those borrowing credit.
Explanation:
The attempt by governments all over the world, and especially in the United States, to regulate credit and the lending of money by financial institutions to individuals began in earnest during the 1960´s, and in the U.S, this became real with the passing of the Consumer Credit Protection Act, of 1968. However, never before was credit lending more controlled and protected than after the crisis of 2008, when the world almost faced a recession so severe, that it made experts believe the world was headed for a new Great Depression. The reason for this crisis was the immense mortgage bubble that was created, especially in the U.S, and the imminent scenario of financial institutions lending credit to people at really high risks, without employment, and without any backups. There was no control over these credits and both individuals and financial institutions embarked on a circle of lending and debt that led several of these institutions to bankruptcy. Because of this, in 2010, a new consumer protection act was passed to seek financial stability. With it, and for the first time, the U.S government took severe regulatory measures and put financial institutions under control, in order to protect consumers and prevent institutions from lending without certain limitations.
