Answer:
local specific knowledge
Explanation:
Since in the question it is mentioned that J.C penny would found that staff is not able to understand the trends also the company invested in the tv communications that permit buyers of new york for communicating with the managers of the local store so here the communication would be effectively used for local specific knowledge as it is transfer from a local store to the headquarters
Answer:
banks are chartered by the federal government and by state governments
Explanation:
Banks in the US are heavily regulated, specially by federal government entities, but also state regulatory entities.
Federal agencies that regulate banks are: the Federal Reserve System (FED), the Federal Deposit Insurance Corporation (FDIC), Securities and exchange Commission (SEC), the Office of the Comptroller of the Currency (OCC), and the Federal Financial Institutions Examination Council (FFIEC). Credit unions are regulated by the National Credit Union Administration (NCUA).
Banks are also regulated by state agencies (I guess every state has its own regulatory agency) like the California Department of Financial Institutions or the Nevada Division of Financial Institutions.
I believe that it is the answer but I'm not sure about this question
1. Work together not apart 2. always support each other no matter what. 3. Have a plan. 4. Never be jealous of one another.5. Appreciate each other.
You can tell the difference because your credit score can decrease if you try to check it it may decrease everyday