Question

Bob works as a forklift driver in a manufacturing plant. When he is at work, he is covered by workers compensation insurance. His employer has also included a major medical plan as part of his benefit package, so Bob is also covered by insurance outside of working hours, as well. Which insurance term best describes this arrangement?1. combination coverage.2. 24-hour coverage.3. comprehensive coverage.4. workers medical coverage.

Answer 1

Answer:

The correct answer is 24-hour coverage

Explanation:

The term 24-hour coverage is a combination of general health coverage and workers' compensation coverage. In 24-hour coverage, all of an employee's health needs whether occupational related or non occupational are covered by a single health care provider. Hence coverage exists around the clock