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3 years ago

In the United States banking policies and procedures are set by the:

Business

1 answer:

vfiekz [6]3 years ago

6 0

Answer:

Federal Reserve.

Explanation:

Federal Reserve is a large central bank in Washington, D.C. that was founded in 1913. It lends money to other, smaller banks.

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1. A new furnace for your small factory will cost $27,000 to install and will require ongoing maintenance expenditures of $1,500

Marina CMI [18]

Answer:

payback 3.29 years

NPV 87,158.55

Explanation:

PO 27,000

Cash flow saving Y1

2400 x 3.5 = 8,400

expenditures (1,500)

net savings 6,900

Cash flow saving Y2

The price will increase 0.5

6,900 + 2,400 x 0.5 = 8,100

Cash flow saving Y3 to Y20

The price will increase 0.5

8,100 + 2,400 x 0.5 = 9,300

We have an annuity of 18 years for 9,300 cash

And then we have a cash flow of 6,900

and another of 8,100

$C \times \frac{1-(1+r)^{-time} }{rate} = PV\\$

C = 9,300

r = 8%

time = 18

$9,300 \times \frac{1-(1+0.08)^{-18} }{0.08} = PV\\$

PV = 87,158.55

Now this values are years into the future, so we need to bring them to present day.

$\frac{Principal}{(1 + rate)^{time} } = PV$

year 1 principal 6,900

6,900/1.08 = 6,388.89

year 2 principal 8,100

$\frac{8,100}{(1 + 0.08)^{2} } = PV$

PV= 5,915.64

year 3 annuity 87,158.55

$\frac{87,158.55}{(1 + 0.08)^{3} } = PV$

PV= 69,189.27

cash flow - investment = net present value

69,189.27 + 5,915.64 + 6,388.89 - 27,000 = 54,493.8

The payback will be the time perdion when the project recovers it initial cost:

we first add the income from the irregular years and subtract from the investment

6,900 + 8,100 = 15,000

27,000 - 15,000 = 12,000

then we use the general formula investment/cash flow per year

12,000/9,300 = 1.29

the project need the first two years and then 1.29 years

2 + 1.29 = 3.29 years

6 0

4 years ago

The result of the increase in the rate of change in the business environment from causes such as natural disasters and global co

Anettt [7]

Answer:

The correct answer is: change more quickly than ever before.

Explanation:

Changes appear in the world day by day faster. In the business field, the ability to adapt has become a competitive advantage for firms because the capacity they have to face different scenarios such as the implementation of new technology, political stress or natural disasters has gotten more importance. If companies want to survive these situations, they have to come up with a contingency plan.

4 0

4 years ago

________ is the difference between the prospective customer's evaluation of all the benefits and all the costs of an offering

alisha [4.7K]

Answer:

Customer Perceived Value (CPV)

Explanation:

CPV is associated with product marketing and branding. It state that success of product depends on customer perception about the product or service ability to setify their needs. Customers interpret and react to marketing messages.

3 0

3 years ago

How can you make yourself "visible" when telecommuting?

Lesechka [4]

-Effective Remote Performance

-Company culture and customs

-Visibility with boss and co-workers.

-Call your Boss everyday

-Talk with Co-Workers everyday

4 0

4 years ago

Record the journal entry for Sales and for Cash Over and Short for each of the following separate situations. The cash register’

erica [24]

Answer:

Explanation:

The journal entries are shown below:

1. Cash A/c Dr$598

To Sales $560

To Cash over and short $38

(Being the cash sales are recorded and the remaining balance is credited to the cash over and short account)

2. Cash A/c Dr $1,112

Cash over and short A/c Dr $36

To Sales A/c $1,148

(Being the cash sales are recorded and the remaining balance is debited to the cash over and short account)

4 0

3 years ago

In the United States banking policies and procedures are set by the￼:

In the United States banking policies and procedures are set by the: