One reason factory owners employed children because they were significantly cheaper than hiring an adult. "the child is paired one shilling or one shilling and six pence". This shows that it's more cost efficient to hire a child.
Another reason factory owners employed children because of their size. Here is a quote to support this "The smallest child in the factories were scavengers they go under the machine". This shows that if the child is smaller they can do more dangerous jobs than an adult.
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Lyddie needed to go to the bank in order to take out money to give to Mrs. Bedlow for taking care of Rachel and so that she could buy things for Rachel
Answer: B or Number 2
Explanation: Because I Just Took The Test And Got It Right
They give loans to businesses.
Giving loans to businesses allows those businesses to grow, thus helping the economy grow.