Spam by definition means 'irrelevant messages sent over the internet' but in the context of teens and social media it basically refers to posting or commenting heaps of stuff, whether it be a spamming of emojis, random words or letters, a particular phrase... Just something that gets said or posted way more times than necessary. 
        
             
        
        
        
1. The difference between a bond and a stock is that stocks are shares that represent ownership in a company, and bonds are a form of long-term debt where you invest your money (essentially, a business loans money FROM you and promises to pay it back by a certain date). You should see a sizable return at the end of a bond's maturity date.
2. What makes a mutual fund an attractive investing option is that it is a diversified portfolio of different investments, such as bonds and stock. Since it is more spread out there is less overall risk.
3. A commercial bank differs from a Savings and Loan (S&L) association because S&L associations are more focused on residential mortgage, whereas commercial banks work more with large businesses.
4. A commercial bank differs from a credit union because most credit unions are not-for-profit establishments with their earnings paid back in the form of lower loan rates and higher savings rates. Commercial banks are for-profit and whatever they earn are paid back to stockholders only.
 
        
             
        
        
        
True The disinhibition effect means that people tend to open up earlier with more distressing issues over the Internet than they do face-to-face. Group of answer choices
<h3>What is 
disinhibition effect?</h3>
The online disinhibition effect is the lack of restraint one feels when communicating online versus in person. People feel more comfortable saying things online that they would not say in person because they can remain completely anonymous and invisible behind a computer screen.
There are two kinds of disinhibition: benign disinhibition and toxic disinhibition. Suler (2004) explained that while one element may be enough to cause a person to exhibit either a benign or toxic effect, in reality, people are exposed to a variety of elements at the same time, resulting in a more complex effect.
To know more about disinhibition effect follow the link:
brainly.com/question/14158775
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Answer: Diffusion of responsibility
Explanation: 
Diffusion of responsibility is defined as tendency of people to behave in less  responsible manner in any situation or on-going act due to presence of other people. In such situation, people think that others will take action or responsibility or might have already taken step in that situation .
According to the question, neighbors of the women who was getting killed did see her getting attacked and heard her screams as well but did not take any measure due to diffusion of responsibility. They thought that other people witnessing the attack must have called police as a responsibility.