D because people can choose not to respect it so therefore it is not a duty. Hope this helps
Answer:
D) They offer lower interest rates for borrowers.
Explanation:
due to lower interest rate on loan, credit union have a major advantage for borrowers. They dont have to pay anything to shareholder and due to this advantage of credit union of non-profit feature, they forward the surplus funds to the respective customers on having deposited accounts.
Answer:
a. decrease.
Explanation:
If the federal government has a budget surplus in a given year, the national debt will decrease.
If a government has a budget surplus, it implies that the government after carrying out its financial obligations still has extra funds. These extra funds are mostly used by governments to pay off debts thus the national debt will increase. Countries like Belarus, South Korea experience budget surplus.