The correct answer to this open question is the following.
First of all, this is an incomplete question and we have to complete it to understand it.
Stephanie has been driving for four years without any major auto accidents—until today. It was pouring rain when she left class, and within minutes of leaving, she was forced to make an evasive maneuver that caused her to go into a spin on the wet road. After knocking an expensive, high-end luxury car down an embankment, Stephanie came to a stop by smashing into the side of a mid-range sedan.
She was found to be at fault in the accident, so he had to pay for the damage of a Luxury car totaled at a value of $95,000. A Sedan: that will need $4,000 in repairs. Hospital bills: The driver of the luxury car had $15,000 in medical bills for a broken arm, while his passenger had $185,000 in medical bills for emergency surgery and recovery.
So with this scenario, Stephanie is covered because she has a 100/300/100 insurance, which means that the insurance will pay 100 thousand dollars per injured person, 300 thousand dollars per bodily injured per accident, and 100 thousand dollars per property damage, in this case, car repairs.