<span>the activity of defrauding an online account holder of financial information by posing as a legitimate company
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I believe this is called bioinformatics, using computers to quickly compute or search various databases for info.
DCE stands for data circuit-terminating, data communications, or data carrier equipment - this is a modem or more generally, a line adapter.
DTE stands for data terminal equipment which generally is a terminal or a computer.
Basically, these two are the different ends of a serial line.