I would say HMO. The reason is it says SELECTED physicians. An HMO is an in network where you can only go to certain doctors and facilities. In return the doctors receive a little less than what they would originally be paid by other insurances. PPO's you can go to any doctor you want, however the insurance may not cover as much. Hope this helped. I would go with HMO.
Answer:Injuries to the SCJ are rare, comprising less than 1% of all joint dislocations and only 3% of shoulder girdle injuries.
Explanation:
http://brownemblog.com/blog-1/2018/1/5/scj-dislocation#:~:text=Injuries%20to%20the%20SCJ%20are,3%25%20of%20shoulder%20girdle%20injuries.
The average resting rate for a teenager is 50-60, while in moderate exercise it may rise to 100-140 beats per minute.