North I think........................................................
The plebeians exercise their rights of citizenships by dividing society Rome into two groups.
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I believe the answer is: directive style
In a directive style of management, the managers will specifically mentioned to the employee about the lists of what they need to do.
Even though this style may limit the employee's creativity, it would definitely satisfy the type of managers with low tolerance.
That doesn't give much info but with the info, you stated I would say individual because if it's disability insurance it being individual would maybe mean they can cover more costs than a group could.